Debt consolidation options
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Hi everyone, I’m trying to tackle my debt that I’ve been ignoring for a very long time. Looking for any guidance on the best path to take. Here is a list of my debts that I would like to consolidate. As you can see, I’ve never been able to knock a dent in any of these because the interest rates are insane.
Barclay card $9500 @ 23% Capital one $2400 @ 22.99% WF $1787 @ 24.99% Citi 1892 @ 23.49% Chase 1346 @ 15.99% Discover $1500 @ 17.99 %
My car payment is $350 every month but will be paid off in 2 years. That loan has 0% APR so not concerned with that.
I feel that a debt consolidation loan would be the best option but I obviously have no experience. Wells Fargo offered one at 15% APR for $550 over 3 years. I could potentially pay even more than that in order to get it done. I have no issue with worrying about racking up more debt with my cards- I don’t plan to keep them and 90% of the balanced are from college or fresh from college and I’ve quite literally been ignoring it (do not recommend) Any advice is appreciated
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Hey! I highly recommend Advantage Program to you. You can read more about it in the is the advantage program legit article. In short, this company will help you pay off your debt without any problems. You will learn more about how to do this from the article itself. Personally, this company helped me a lot in its day. I took a lot of microloans and could not repay them in any way, although I was earning a good amount of money.